After months of unsuccessfully dealing with Nelnet, I finally kicked their sorry butts to the curb. I would rather have kicked them somewhere else if you get my drift. Good riddance. Nelnet has tarnished my credit something bad by reporting past due amount each of the last 6 months even though I have been making my regular payment. Not only that, my principle balance has not gone down in 6 months. Nelnet is a bunch of incompetent thieves.

 

I applied for a consolidation loan with Direct Loan. It took Nelnet 3 months to send a payoff amount to Direct Loans. I knew they were useless morons before that, but that was the last nail in the coffin. Now that my student loan is with Direct Loan, I can see my principle balance going down with each monthly payment. On top of that, my interest rate was reduced by 1 percentage point.

 

I am currently fighting back and forth with Nelnet to try and get all of these late marks on my credit report removed. It’s an uphill battle with them, but I am not willing to give up to them.